Secure Your Team’s Financial Future

A well-designed pension scheme can be a powerful tool for recruitment and retention. It demonstrates a commitment to employees’ long-term financial well-being and can be a key differentiator in the competitive Irish job market, especially in attracting experienced professionals.

For employers, pension contributions are generally tax-deductible as a business expense. Employees benefit from tax relief on their contributions at their marginal rate. We can provide detailed guidance on maximising these tax advantages within Irish regulations.

We offer comprehensive support, including scheme design, implementation, ongoing administration, and employee education. Our services include a user-friendly online portal for both employers and employees, regular scheme reviews, and dedicated account management to ensure your pension scheme remains compliant and effective.

We offer comprehensive support, including scheme design, implementation, ongoing administration, and employee education. Our services include a user-friendly online portal for both employers and employees, regular scheme reviews, and dedicated account management to ensure your pension scheme remains compliant and effective.

Preparation involves assessing current pension arrangements, understanding the new regulations, and implementing a compliant strategy. This may include reviewing payroll systems, budgeting for employer contributions, and developing communication plans for employees.

Group PRSAs offer a flexible, tax-efficient retirement saving option for employees. They’re particularly suitable for small to medium-sized Irish businesses due to their ease of administration. Benefits include tax relief on contributions, potential employer contributions, and portability for employees changing jobs.

Auto-Enrolment in Ireland will automatically enrol eligible employees into a workplace pension scheme. The government plans to implement this system gradually, starting, with Wave 1, on January 1 2026. Employers will be required to contribute a percentage of an employee’s salary, matched by employee contributions and government top-ups.

A Master Trust is a multi-employer pension scheme managed by professional trustees. It offers streamlined administration, economies of scale, and access to a variety of investment options. For Irish employers, it reduces administrative burden and fiduciary responsibilities. For employees, it often means lower fees and potentially better investment performance.”