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Privacy Policy

Our principal business

Our principal business is to provide advice and arrange transactions on behalf of clients in relation to Life, Pensions, Investments. We provide our services from the selection of products provided by the Companies we have agencies with. We recommend the product that, in our professional opinion, is best suited to you. In providing this service to you we will need to obtain personal information from you the following outlines how we deal with this information and how it is used. Any questions or concerns you have can be addressed to us directly.

This Privacy Notice sets out the bases on which we gather, use, process and disclose any Personal Data we collect about you, or that you provide to us. This Privacy Notice applies to you, whether you are a current, past or prospective customer. It also applies to third parties whose Data you provide to us in connection with our relationship with you (for example, the names of relatives). Please ensure that you provide a copy of this Privacy Notice to any third parties whose personal data you provide to us.

Who controls your Personal Data and how can you contact them

We control your Personal Data to allow us to give you advice and recommendations on your financial affairs, your data is then passed on to the relevant company/companies we have agencies with by way of application forms, by post email or through their secure websites online.

Data we may collect about You

In order for us to give you a recommendation and information on financial products, we need to collect and process personal information about you. If you do not provide the information we need, we may not be able to offer you advice or provide our services to you. The types of personal data that are processed may include:

  • Individual details – Name, address (including proof of address), other contact details (e.g. email and telephone numbers), gender, marital status, date and place of birth, nationality, employer, job title and employment history, and family details, including their relationship to you.
  • Financial detail – full details on any debts, loans assets you may own.
  • Identification details – Identification numbers issued by government bodies or agencies, including your PPS Number, passport number, tax identification number.

Special Categories of Personal Data

  • Health information – which has additional protection under Data Protection Law. We do not process health information other than hold the information on application forms you have filled in. The Life Insurers process and control your health data to allow them to underwrite your policy or decide decline cover, they may have further information they have obtained with your approval from your doctor, but we are not privy to this information.
  • Claims information – information you give us with regards claims you notify us about or ask for help on.
  • Policy Information – Information about the quotes you receive and policies you take out.

Where We May Collect Your Personal Data From

We may collect your personal data from various sources, including You, Your employer or representative, Life Companies we have agencies with, any other records you have or had any other contracts of insurance with or sought a quote from a us on that is under our agencies, otherwise we will need a letter of authorisation from you to allow us contact other companies on your behalf. When you visit our website and input a request for us to contact you. Which of the above sources apply will depend on your particular circumstances and the product or service you are interested in or your enquiry relates to.

Legal Bases for Processing Your Information

We will only use your Personal Data for lawful reasons. These are: –

  • The use is necessary for the performance of a contract to which you are a party or in order to take steps at your request prior to entering a contract (such as providing a recommendation).
  • The use is necessary to comply with our legal obligations.
  • You have consented to us using your information in such a way.
  • The use is necessary for the purpose of our legitimate interests.
  • The use is necessary for the performance of a task carried out in the public interest, such as assisting a regulatory authority’s investigation of a criminal offence.

The Purpose of Processing Your Information

  • To give you information on and provide you with recommended financial products.
  • To comply with legal and regulatory requirements including Anti-Money Laundering and Sanctions compliance.
  • To understand how people interact with our websites (if applicable).
  • To carry out and determine the effectiveness of advertising, and of marketing campaigns.

Who we share Your Information with

In order to provide our services and to comply with legal obligations imposed on us, we may share your information with: –

  • Pension Trustees, & beneficiaries of Pensions & other Financial Products, Relatives & Guardians, (in certain circumstances and within the Law)
  • Employers – past, present and prospective.
  • Legal, Financial, Investment, Medical & other Professional Advisors in the process of submitting your application
  • Companies we may outsource our printing and posting to.
  • Businesses that refer your business to us, with your permission.
  • Any business which we are required by law to share the information with, e.g. compliance resource companies or auditors
  • Database provider (all data encrypted).
  • The Pensions Authority.
  • Insurance and Assurance companies we have agencies with.
  • Investment Companies we have agencies with.
  • An Garda Síochána (Anti Money Laundering).
  • Central Bank of Ireland. We are authorised by Central Bank and they have the right to inspect our files.
  • The Financial Services & Pensions Ombudsman. In the event of a complaint.
  • Data Protection Commissioner.
  • The Revenue Commissioners. Re Pension, DIRT Tax and Anti Money Laundering

How long do we keep Your Information

When providing products to you it may be necessary to retain your information for an extended period of time. We keep your information for as long as required by law for the purpose that you gave it to us for. As a general rule for legal and best practice reasons we are required to keep your information for 6 years after the date on which our relationship with you ends.

Your Rights to Access, Transport, Correct, Delete and Restrict the Use of Your Personal Data

You have the right to request a copy of your Personal Data which we hold. If you would like a copy of your Personal Data, please contact us. Your request will be dealt with as quickly as possible and in any event within 30 calendar days. If at that stage we are unable to provide the data you require (due to the complexity or number of requests) we may extend the period to provide the data by a further two months but shall explain the reason why. There is no charge for the request for your data but it must be in writing, fax, email or text message.

Correcting Your Personal Data

You have the right to have your Personal Data corrected if you feel we have incorrect data held on you.

Who to contact.

Carol-Ann Noctor
info@sysgroup.ie
067 57057

SYS Financial Ltd is regulated by The Central Bank of Ireland. Reg No. 532539.
CEO Tony Delaney, Directors: Mike Perrick, Jennifer Dennehy & Elaine Barry
Unit 21 Quintin’s Way, Pearse Street, Nenagh, Co. Tipperary
Tel 067 57057
Email info@sysgroup.ie
Website www.sysgroup.ie
SYS Financial Ltd Is part of SYS Group Ltd

Questions?

Need assistance or have any questions? Reach out to SYS Financial today. We’re here to help with all your financial needs.

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